body { padding:0; margin:0; font-weight:normal; font-size:11px; background:#FFF; font-family: verdana, geneva, arial, helvetica, sans-serif; text-align:center; }

p { font-weight:normal; font-size:11px; color:#000000; font-family: verdana, geneva, arial, helvetica, sans-serif }

h1, h3, h4, h5 { margin-left:0; margin-top:0; margin-bottom:0; font-weight:bold; font-size:12px; font-family: Verdana, Geneva, Arial, Helvetica, sans-serif }

h2 { margin-left:0; margin-top:0; margin-bottom:0; font-weight:bold; font-size:12px; font-family: Verdana, Geneva, Arial, Helvetica, sans-serif; color:#2251a2; }

a { font-weight:normal; color:#345687; font-family: verdana, geneva, arial, helvetica, sans-serif; font-size:11px; text-decoration:underline }
a:hover { COLOR: #6489bf; text-decoration:none }

ul { padding-right:0px; padding-left:0px; padding-bottom:0px; margin:0px; border-top-style:none; padding-top:6px; border-right-style:none; border-left-style:none; border-bottom-style:none }
ul { display:block; list-style-type:none }
ul li { display:block }

form { padding:0; margin:0; }

input, textarea, button, password, { font-size:11px; }

option { width:120px; }

img { display:block }

/* ----------------------- */

#space1 { width:744px; height:10px; }

#header { width:744px; height:103px; background:url('images/hbg.jpg') left top no-repeat; }

#hd1 { width:344px; height:103px; float:left; text-align:left; }

#hd2 {height:103px; float:right; text-align:right; margin-right:10px; }

#logo { padding-left:20px; }

#phone { padding-right:20px; }

#space2 { width:744px; height:2px; }

#menu { width:744px; height:32px; background:url('images/mbg.jpg') left top no-repeat; text-align:left; }

#menu ul { padding-top:10px; padding-left:26px; margin:0; }
#menu li { display:inline; padding:0; padding-left:14px; }
#menu a { color:#0b0b0b; font-weight:bold; margin-right:26px; text-decoration:none }
#menu a:hover { text-decoration:underline }

#space3 { width:744px; height:2px; }

#sp { width:744px; height:215px; }

#sp1 { width:486px; height:215px; float:left; text-align:left; }

#sp2 { width:258px; height:215px; background:#f1f1f1; float:right; text-align:left; }

#sp21 { width:258px; height:115px; }

#sp21 h2 { padding-left:10px; }
#sp21 ul { padding-left:30px; }
#sp21 li { padding-left:16px; background:url('images/arr.jpg') left top no-repeat; margin-top:2px; }
#sp21 a { color:#000; text-decoration:none; font-weight:bold }
#sp21 a:hover { text-decoration:underline; }

#bankrate { width:258px; height:100px; }

#space4 { width:744px; height:20px; }

#content { width:744px; text-align:left; }

#content ul { padding-left:20px; }

#footer1 { width:744px; height:103px; background:url('images/fbg.jpg') left top no-repeat; text-align:left; }

#footer1 a { color:#000; text-decoration:none; }
#footer1 a:hover { text-decoration:underline; }

#footer2 { width:744px; }

#footer2 p { margin:0; padding:2px; }